Get Matched to the Best
Personal Loan for You
At ConsumerLoans, finding the best personal loan for you is just a click away. You can get up to $35,000 and receive your loan within days, making it easier than ever to get the money you need.
No matter what type of credit you have, we’ll work with you to find the loan that fits your budget and lifestyle. We work with today's top lenders to match our customers with short and long-term loans that put you back in control of your finances.
If we can't find you a personal loan, we'll make other recommendations to try to help you today. Ready to apply? Get approved for your personal loan with the form above.
- Important Information About Your APR
The annual percentage rate (APR) is the annualized interest rate that you are charged on your personal loan. It is a calculation that combines all the interest charges and fees for a loan and shows consumers what that will be in total when annualized for an entire year. APR is a formula that has been adopted as a general measurement for many loans such as credit cards, mortgage loans, auto loans and other types of personal loans.
ConsumerLoans.com is not a lender and we do not make any loans, but we refer you to reputable lenders who can provide the best loan for your needs. We do not charge you a fee for this service. ConsumerLoans.com does not have the ability to tell you the exact APR that your lender will charge, but once you are matched with a loan, your lender will be required to provide you with all the costs associated with that loan, which will be expressed as an APR. You will have the ability to review this information BEFORE you obligate yourself to any loan. We work with reputable lenders who provide borrowers with sufficiently detailed information regarding the loan terms and conditions. We recommend that you closely review the terms you get before accepting any loan offer.
The lenders that we work with and will match you with for your loan will typically charge APRs that range between 4.999% and 35.80%.X Close
- What is the APR and how does it affect me?
The APR represents the interest rate of a loan for the term of one year. Below is a representative example of how interest rates can affect your payments over the course of a loan.
Loan Term (Months)
Total Interest Paid
Please be aware that the APR is not the entire story and can be misleading in certain circumstances. Some short lenders can have APRs north of 1000% over the life of the loan and the interest calculation can be very difficult.
Short-term loans or cash advances with higher interest should only be used as needed, and aren't intended as long-term financial solutions. A short-term loan is "60 days or less". Customers with prolonged credit and financial difficulties should seek professional credit counseling to avoid using high-interest loans more than necessary.X Close
- What happens if I can’t repay my loan?
Once you are matched with a lender, you will be given an opportunity to review all of the loan terms, in advance and in writing. If you accept the terms and conditions of the loan offer, you are agreeing to pay that loan back in the amount of time expressed in the loan documents. If you don’t understand anything in the loan documents you should not move forward. You should always pay your loan back on time to avoid additional fees and penalties.
ConsumerLoans.com is not your lender and so is unable to predict what charges you will incur in the event of nonpayment, late payment or partial payment. If you find that you can't repay your loan under its current terms, your lender may charge you late fees, report your payment history to a credit-reporting agency, or provide an extension or loan renewal option to refinance your loan. This may impact your credit score or allow your loan account to fall into collection. Loan renewals or refinancing options may include additional fees. Collection Practices: If you do not pay back the loan, your lender may send your information to a collection agency to try to recoup what you owe them. Collection practices vary by lender and will be outlined in your loan agreement.
Fees, Interest and other Implications: Late or missed payments may result in increased loan fees and higher interest rates. Each lender operates by its own terms of service regarding late fees, rates and other charges. Please review the financial implications of late and non-payment carefully before taking out your loan.
Loan Renewal Policies: Loan renewals and extensions may be offered by your lender for missing, partial or late payments. The loan renewals may be automatic, and typically include additional renewal charges. Renewal restrictions are subject to state laws and your lender's repayment policies.
Because we aren't a lender, only your loan provider can offer specific repayment options and details if you can't repay your loan on time. You can ask your lender for implications of non-payment at any point during the loan process.X Close
- How will a personal loan impact my Credit Score?
If you miss a payment or are late on a payment, this may be reported to credit agencies and bureaus and may negatively affect your credit score. Review your lender's credit reporting policies before signing for your loan.X Close